IOSR-JBM   Volume-17 ~ Issue-12 ~ December-2015

Abstract: The present study has aimed at identifying the impact of the transformational leadership on organizational change management at Jordan Ahli Bank.To achieve the objectives of the study, a standard questionnaire was adopted, adjusted and distributed to the population of the study which consisted of the branches' managers at Jordan Ahli Bank, their numbers were 50 managers, 44 questionnaires have been returned with 84% response rate. The present study has shown that transformational leadership dimensions (idealized influence, inspirational motivation , intellectual stimulation , individualized consideration and empowerment) are affecting organizational change management at the structural , technological and people level at Jordan Ahli Bank from the branches managers perspective at Jordan Ahli Bank .

Keywords: transformational leadership, change management, Jordan Ahli Bank.

[1]. Ahmad Salih & Muhammad Mubaideen (2013), "The Administration Leadership Between Transactional and Transformational Leadership and Its Impact in the Implementation of the Strategic Objective" , Dirrasat , Administration Sciences , Vol . 40 , No. 1 , pp 58-74 .
[2]. Ahmed Yousef Dudin and Roa'a Adnan Al-rababah (2015) "Strategic Leadership and their Effect on Managing Organizational Change : Case Study ZARQA University " , European Journal of Business and Social Sciences , Vol . 3 , No.12 , pp.81-89.
[3]. Ali Abaas , "Impact of Managerial Leadership Styles on Changing Decision Making Process : An Applied Study in Jordanian National Electricity Company " (2012) , Journal of Islamic University in Managerial and Economic Studies , Vol .20 , No.1 ,pp. 129-157 .
[4]. Arthur G . Bedeian &Raymond F .Zammuto , 1991, Organizations Theory and Design , 1st ed , Dryden Press , pp 562-563 .
[5]. Avolio , B.Bass ,B and Junge, D.(1999) , "Re- Examining the Components of Transformational and Transactional Leadership Using Multifactor Leadership Questionnaire" , Journal of Occupational and Organizational Psychology, Vol 72(4), 405-573.
[6]. Avolio , Bruce , Waldman , David , & Yammarino , Francis (1991) . Leading in the 1990's : The Four I's of Transformational Leadership . Journal of European Industrial Training , 15 , (4) , 9-16Brown ,S.L., & Eisenhardt , K.M.(1997). The art of continuous change : linking complexity theory and time – paced evolution in relentlessly shifting organizations . Administrative science Quarterly , 42, 1-34.

Abstract: The General Objective Of This Study Was To Appraise The Impact Of Dividend Policy On Shares Pricing Of Quoted Companies In Nigeria. The Role Of Dividend Policy Cannot Therefore Be Undermined Because, To Pay An Excessive Dividend Would Mean Having A Higher Share Price And A Low Percentage Of Retained Earnings And Consequently Exposing The Company To The Danger Of Debt Financing, While On The Other Hand, Reserving A Higher Percentage Of Profit For Retained Earnings Will Threaten The Share Prices Of The Company's Stock And Could Perhaps Scare Shareholders And Potential Investors. It Is Therefore Imperative For The Stakeholders To Strike A Balance By Embarking On A Reliable Dividend Policy. The Study Used Primary And Secondary Data And Praetor Rating Analysis. This Study Also Employed Chi –Square To Analyze The Hypothesis. It Was Found Out That A Balance Between Dividend Payout And Retained Earnings Would Enhance The Share Price Of A Firm.

Keywords: Dividend, Dividend Policy, Share Price, Earning, Quoted Companies, Stock Market

[1]. Akinola, J.D. (1996): Formulating Dynamic Dividend Policy: The Nigeria Accountant,April/June, Pg.21-27.
[2]. Alli K. L. Khan, A. Q And Ramirez, G.G (1993) Determinants Of Corporate Dividend Policy: A Factorial Analysis, Financial Review, Vol. 28, P. 523
[3]. Bhattacharya, S.(1979): Imperfection Information, Dividend Policy And The Bird-In-The Hand Fallacy The Bull Journal Of Economics.
[4]. Brittan, M.J.(1961): The Tax Structure And Corporate Dividend Policy, American Economic Association.
[5]. Chary, P. And Rhess, G. (1990): Taxation And Dividend, Journal Of Financial Management Association, Volume 19, No 2
[6]. Dempsey, S. J. And Laber G. (1992): Effects Of Agency And Transaction Costs On Dividend Payout Ratios: Further Evidence Of Agency Transaction Cost Hypothesis, Journal Of Financial Research, Vol. 15.
[7]. Fama,E.F.And Bablack H. (1968): Dividend Policy: An Empirical Analysis. Journal Of The American Statistical Association, December.

Abstract: The Indian e-commerce is making news every day- from festive season sales, deep discounts to another round of VC funding. The sector is gaining momentum more than ever. Even the government is supportive of the increased pace of startups. Prime Minister NarendraModi announced a new campaign "Start-up India, Stand up India" to promote bank financing for start-ups and offer incentives to boost entrepreneurship and job creation. The big techies of the world such as Google, Microsoft, Facebook, and Qualcomm have offered support to India in its transformation into a digitally empowered society, knowledge economy & a very high penetration of internet. This paper deals with the pattern of VC funding in Indian e-commerce sphere& brings to light the problems in operational areas in e-commerce companies. The mad rush in VC funding, mounting losses & increased valuations of e commerce giants raises possibilities of an e-commerce bubble in India, similar to the dot-com bubble abroad.

Keywords: e-commerce bubble, Venture capitalists, Startups, Entrepreneurship.

[1] E-Commerce in India. (n.d.).In Wikipedia. Retrieved October 23, 2015 from https://en.wikipedia.org/wiki/E-commerce_in_India
[2] http://www.privco.com/knowledge-bank/private-equity-and-venture-capitalBased on Subhash (2006) and PricewaterhouseCoopers Global Private Equity Reports 2004, 2005, 2006, 2007, and 2008

[3] Investment data from the PricewaterhouseCoopers Global Private Equity Reports might not match with that of the funds committed data from Venture Economics as we feel that many investments might have been made outside of a formal VCPE fund structure. In addition, several funds locally set up in India might not have been captured in the Venture Economics database. However, both the reports indicate the strong growth in funds committed to various VCPE funds and actual investments made in companies.

[4] ThillaiRajan and Ashish Deshmukh (2009).India Venture Capital and Private Equity Report 2009.Unpublished report, Indian Institute of Technology Madras.
[5] http://articles.economictimes.indiatimes.com/2014-05-26/news/50098927_1_idg-ventures-india-tiger-global-lee-fixel
[6] http://www.dinodiacapital.com/admin/upload/E-Commerce-September-2013.pdf

Abstract: This paper examines stock market volatility in India choosing S&P BSE Sensex as the market. Daily closing prices of S&P Sensex for 3740 days over the period 2000-14 were used in the study. The study finds that using absolute change in the Sensex or stock price to measure volatility is deceptive. Only large percentage change in price need be taken as the stock volatility. Though standard deviation is generally used as a measure of volatility it fails in circumstances of time-varying scedasticity. Time-adjusted standard deviation as a measure of volatility resembles with the standard deviation without time-adjustment. Both measures indicates only a moderate volatility in India lower than the volatility prevailed upon during the Great Depression of 1929 and the Great market Crash of 1987. The study found a strong relationship between volatility and summed daily returns. The empirical analysis also results in the finding of evidences of volatility clustering and moderate volatility persistence when GARCH (1,1) Model is applied.

Key words: Absolute, Clustering, Depression, Persistence,Scedasticity.

[1]. Engle, R.F., 1982, Autoregressive conditional heteroskedasticity with estimates of the variance of U.K. inflation, Econometrica 50, 987-1008.
[2]. Tim bollerslev, "Generalized Autoregressive Conditional Heteroskedasticity",University of California at San Diego, La Jolla, CA 92093, USA,Institute of Economics, University of Aarhus, Denmark, February 1986.
[3]. Tagliafichi Ricardo A. "Betas calculated with GARCH models provides new parameters for a portfolio selection with an efficient frontier", ASTIN Colloquium, Cancun, Mexico, 2002.
[4]. Tim bollerslev, "Generalized Autoregressive Conditional Heteroskedasticity",University of California at San Diego, La Jolla, CA 92093, USA,Institute of Economics, University of Aarhus, Denmark, February 1986.

Abstract: The purpose of the study is to examine the existence of the glass ceiling in the corporate telecommunication sector in Bangladesh. It has been noticeable that the career progression of women is significantly lower than that of men especially in the telecom industry. The study also aims to contribute to identifying the factors which create the existence of the glass ceiling. The analysis of the data gathered through the course of the research will help to determine the contributory factors which have impact on the career advancement of female employees in the organization itself. The study will also concentrate on issues about why the female employees are being stereotyped about a specific category of jobs, the different conflicts that may exist and how these can be tackled. The perception and mind set of the management towards every female colleague will also be highlighted in the report. Despite the sense of continued progress toward gender equality in the workplace, it is noticeable that the ration of male to female employees is significantly less than expected in terms of advancement, compensation and benefits.

Key words: Glass Ceiling, Bangladesh, Telecommunication, Career Advancement, Organization Structure

[1]. Acker, J., (1994), "Women, Families, and Public Policy in Sweden‟, 33–50, in Chow, E.N-l. and Berheide, C.W. (eds), Women, the family, and policy: a global perspective. Albany, N.Y.: State University of New York Press.
[2]. Afza,S.R.,Newaz,M.K.(2008), " Factors Determining the presence of Glass Ceiling and Influencing Women Career Advancement in Bangladesh‟, BRAC University Journal, Vol v, No 1, 2008,pp 85-92.
[3]. Brown, C. K. (1979). Women and business management. Signs, 5, 266-268.
[4]. David A. Cotter; Joan M. Hermsen; Seth Ovadia; Reeve Vanneman (2001) The Glass Ceiling Effect, Social Forces, Vol. 80, No. 2. pp. 655-681.
[5]. Kanter, R. M. (1977). Men and women in organizations. New York: Basic Books.
[6]. Lee, H.Q.H.(2010), "The Glass Ceiling‟ Northrop Grumman

Abstract: The present study is a part of introduction of dissertation, discussing economic empowerment by social entrepreneurship. Social entrepreneurship is one of the solutions to solve social problems in society. Several problems which commonly occur in any regions such as education, economic, and social problems. The present study discuss the way economic resources empowerment is buillt through social entrepreneurship. Economic empowerment is meant to be an effort to mobilize the resources in order to develop economic potential and motivate society's productivity to increase economic resources in their surroundings. By social entrepreneurship movement in managing resources it is expected to reduce unused goods. In a long run it will solve the more serious problems, less dependency to the companies, and create society independence in economic. The social entrepreneurship of managing unused goods will be implemented in Sumbawa Barat in order to empower the society, increase domestic economic vallue, and increase the income of the society.

Keywords: Economic empowerment, Social Entrepreneurship, Manage unused goods

[1]. Alford, S.H., Brown, L.D., & Letts, C.W., Social entrepreneurship: leadership that facilitates societal transformation. Working Paper, Center for Public Leadership. In John F. Kennedy School of Government, 2004.
[2]. Boschee, J., & McClurg, J. Toward a Better Understanding of Social Entreprenuership, Artikel diunduh dari http://www.se-lliance.org/ betterunders- tanding.pdf., 2003 [3]. Chambers, R., Poverty and livelihoods: Whose reality counts? Environment and Urbanization, 7(1), 1995, 173–204
[4]. Ciputra, Ciputra Quantum Leap: Entrepreneurship Mengubah Masa Depan Bangsa dan Masa Depan Anda (Jakarta: PT. Elex Media Komputindo, 2008
[5]. Dees, G.J., The Meaning of Social Entrepreneurship, Paper, Stanford: Kauffman Center for Entrepreneurial Leadership, Stanford University, 1998.
[6]. Dees, G.J., The Meaning of Social Entrepreneurship (Revised), Paper, Stanford: Kauffman Center for Entrepreneurial Leadership, Stanford University, 2001
[7]. Drayton, B., The citizen sector: becoming as entrepreneurial and competitive as business, California Management Review 44 (3), 2002, 120–132.

Abstract: Across the globe, we are moving to industrialization, that increases, business production, technology and other business activities. This was not only increases human convenience, but also increases its standard of living. But on the other side, it also increases ecological hazard that resulted ecological threats to human being. So this is a time Peoples need to use Green practices to save the environment and most important resource of the planet i.e. Human. Greening employees from top to bottom is not an easy task, but pro environmental plan and implementing Green human resource management (GHRM) practices practically has produced a positive result toward the Green environment. The paper focuses upon the GHRM, various Green Human Resource Practices and explains the role of green human resource process in going green. Finally, the paper suggests some social implication of Green human resource practices for green organization.

Keywords: Green HRM, Green HRM practices, Green environment

[1]. Antoni, C., & Bauer, C. (2005). Umweltmanagementsy systems and corporate environmental behavior more Up Appearances. Journal of Occupational and Organizational Psychology, 49, 57-68.
[2]. Bebbington, J. (2001). Sustainable development: A review of the international development, business and accounting literature. Accounting Forum, 25, 128–157.
[3]. Berry, M. A., & Rondinelli, A. (1998). Proactive corporate environmental management: A new industrial revolution. Academy of Management Executive, 12, 38-50.
[4]. Brio, J. A., Fernandez, E., & Junquera, B. (2007). Management and employee involvement in achieving an environmental action based competitive advantage: an empirical study. International Journal of Human Resource Management; 18, 491-522.
[5]. Burns, N., & Grove, S. K. (2003). Understanding nursing research. 3rd Ed. Philadelphia, W.B. Saunders Elsevier Company. 512.
[6]. Calderon, Jose F,. & Expectacion, C. Gonzales (1993). Methods of Research and Thesis Writing. Manila: National Book Store.
[7]. Callenbach, E., Capra, F., Goldman, L., Lutz, R. & Marburg, S. (1993). Eco-Management: The Elmwood Guide to Ecological Auditing and Sustainable Business, Berrett-Koehler, San Francisco, CA.

Abstract: Automated Teller Machine (ATM) card is one of the prominent card services which offers customers 24- hours banking access, such as cash withdrawal, purchasing of goods and services, etc. However, sometimes customers are to face many problems i.e. non-availability of Taka, network problem, lack of desired value denominated notes and so on. This paper investigates the customer satisfaction in this regard. From the study, it was found that although people of our country were reluctant to use technology, people seem to get more comfortable to technology now. For the blessing of ATM card, users really don't need to stand on queue in the bank for transaction.. By using ATM card consumers can perform secure & quick transactions in their accounts but sometimes they get serious trouble on their account like ID theft, account hacking, mistransaction etc. For these reasons, consumers have mixed opinion on satisfaction. By improving network service, providing receipt after transactions and solving of problems promptly, banks can make
their ATM card users fully satisfied.

[1]. Ali MM, Ahmed R, Rahman A, Azam MM (2007). Electronic banking in Bangladesh: potential and constraints. Dhaka Uni. J. Mar. 10: 1-19.
[2]. Awal MA (2004). Internet in Bangladesh: past, present and a better future. Asia Pacific Networking Group.
[3]. Balachandran BKG (2000). E-banking developments in Malaysia: prospects and problems. J. Int. Bank. Law, 15(10): 250-256.
[4]. Daniel E (1999). Provision of electronic banking in the UK and the Republic of Ireland. Int. J. Bank Mark. 17(2): 72–82.
[5]. Furash EE (1994). Payments system under siege: customers want information along with monetary transfers, Non-banks are providing it. ABA Bank. J. 86(6): 55.
[6]. Gates B (2008). Banking is essential, banks are not. http://www.slideshare.net/Carolederks/banking-is-essential-banks-are-not presentation.
[7]. Hasan et. al. (2010) "Adoption of e-banking in Bangladesh: An exploratory Study", African Journal of Business Management Vol. 4(13), pp. 2718-2727, 4 October, 2010 Available online at http://www.academicjournals.org/AJBM

Abstract: This research investigates linear accrual models to evaluate their capability in predicting earnings management. Discretionary accruals are as earnings management index. Researchers use numerous models to predict earnings management in firms. Four models of discretionary accruals including performance model (Kothari) on asset return, modified performance model (Kothari) on asset return, performance model (Kothari) on delayed asset return, and modified performance model (Kothari) on delayed asset return are compared in this study. Applied data of this research is of 90 firms accepted in Tehran securities exchange during 2008- 2012.Research hypotheses have been tested using multi-variable regression and panel data econometrics. Results showed that modified performance model on assets return compared to other investigated models is more capable in predicting discretionary accruals to predict earnings management among accepted firms of Tehran securities exchange.

Keywords: discretionary accruals, earnings management, discretionary accruals linear models

[1]. Mashayekhi, Bita., Birami, Hanieh., Hani, Sadat Akhlaghi, Sarah. (2011). Exploring earnings management using neural network. Journal of Financial Engineering and Securities Management. No. 4, pp. 11-28.
[2]. Nikoumaram, Hashem., Nourvash, Iraj., & Mehrazin, Alireza. (2009). Evaluating discretionary accruals-based models. Journal of Management Research. No. 82, pp. 1-20.
[3]. Dastgir, Mohsen.,& Nazemi, Amin. (2006). Investigating professors, professional accountants, and legislators' view on earnings management. Accounting Knowledge and Research. No. 11, pp. 12-18.
[4]. Nourvash, Sepasi, &Nikbakht. (2005). Investigating earnings management of accepted firms in Tehran securities exchange. Journal of Social Sciences & Humanities, Shiraz University. No. 2, pp38-52.
[5]. Holthausen, R. W., Larcker, D. F., & Sloan, R. G. 1995. Annual bonus schemes and the manipulation of earnings. Journal of Accounting and Economics, 19, 29–74.
[6]. Beneish , M.D .Nichols ,M . 2005 ." The Relation between Accruals and the Probability of Earnings Manipulation " , the accounting review ,Vol.77,No.4 , pp.543-576

Abstract: The expediency of the institutionalization of ethical working policies in organizations as a strategic design, for Human Resources Manager in the administration of organizations is veritable and proactive. This paper examines the role played by HRM in the institutionalization of ethical working policies in organizations. The paper examines the divergent ethical issues in organizations. It also considered the strategic import of the institutionalization of the ethical working policies. The contributory implications of this approach to organizations are made manifest. The paper therefore concludes that institutionalization of ethical working policies has reciprocatory implications to a hybrid of employers, and employees. Hence, a veritable tool for HRM in the directional and purposive management of organizations.

Keywords: Human Resources Managers, institutionalization, ethical working polices, organizations, productivity.

[1]. Armstrong, M. (2009). Armstrong‟s Handbook of Human Resources Management Practices, 11th ed, London: Kogan Page.
[2]. Boxall, P.F. And Purcell, J. (2003). Strategy and Human Resources Management, 3rd Ed, UK. Palgrave McMillan Basingstoke.
[3]. Enyindah, C.W. (1990). The Impact of Training on Organizational Productivity, A unpublished Project Submitted To The Faculty Management Sciences Rivers State University Science And Technology Port Harcourt Rivers State, Nigeria.
[4]. Henle, C. A., Gialalone, R. A., Jurkienicz, C. L, (2015) the Role of Ethical Ideology in Workplace Deviance. Journal of Business Ethics 56:219-230.
[5]. Hurtala, M., Feldt, T., Lamsa, A., Maumo, S. And Kinnunen, U. (2011). Does the Ethical Culture of Organizations Promote Manager‟s Occupational Well-Being? Investigating Indirect Links via Ethical Strain. Journal of Business Ethics, 101, 231-247.
[6]. Joseph, J. (2000). Ethics in the Workplace. The Centre for Association Leadership, Ethics Resource Centre. Online via
Www.Asawcentre.Org/Resources/Articledetail.Cfm?Item Number=13073. On: 21st February, 2012.

Abstract: Recently, a study about family business is developing very rapidly. This article is written to give various thinking of family business development from the prevailing family business development. This article gives different variety in family business development since the company discussed in the present study is owned by original "Javanese ethnic" in South Malang, East Java, Indonesia. The present study uses qualitative descriptive method by doing interview and direct observation.

[1] Akbar, S. (2007),"Pembelajaran Nilai Kewirausahaan dalam Perspektif Pendidikan Umum: Prinsip-prinsip dan Vektor-vektor Percepatan Proses Internalisasi Nilai Kewirausahaan", Malang: Penerbit Universitas Negeri Malang.
[2] Baharuddin, 2007. Psikologi Pendidikan: Refleksi teoritis terhadap Fenomena. Jogjakarta: Ar-Ruzz Media.
[3] Donnelley, Robert G. (2002). "Family. Business Sourcebook". Merietta : Family Enterprise Publishers.
[4] Gomez-Mejia, L. R., Haynes, K. T., Nunez-Nickel, M.,Jacobson, K. J. L., & Moyano-Fuentes, J. (2007). Socioemotional wealth and business risks in family controlled firms: Evidence from Spanish olive oil mills. Administrative Science Quarterly, 52(1), 106-137.
[5] Heflin, Z, F. 2005. "Kewirausahaan dan Inovasi Bisnis", Jogjakarta. Penerbit Darussalam

Abstract: The financing decision with regard to capital structure theory of finance has been a topic of many theories and their conflicting output for past many years. This paper aims to analyse the nature of relationship between the capital structure of a firm and its performance. The data of 40 firms excluding financial services firms listed on Nifty indices on National Stock Exchange is studied (The composition of 50 firms on Nifty represents a well branch out index reflecting precisely the overall market conditions). Financial services firms have been excluded from purview of this paper, as they are in the business of collecting money and investing in financial assets rather than producing goods, hence follow a unique business valuation model. Further financial services sector being one of the most sensitive sectors.........

Key words: Capital Structure, Firms Performance.

[1]. Anup Chowdhury, S. P. (2010). Impact of capital structure on firm‟s value:Evidence from Bangladesh. Business and Economic Horizon , 3 (3), 111-122.
[2]. Edim, N. O. (2014). Relationship between Capital Structure and Firms Performance. Journal of Economics and Sustainable Development , 5 (17).
[3]. Ferri, M. G. (1979). Determinant of financial structure: a new methodological approach. Journal of Finance , 34, 631-44.
[4]. Florysiak, R. E. (2008, July). Empirical Capital Structure Research: New Ideas, Recent Evidence, and Methodological Issues. Munich School of Management University of Munich .
[5]. Hans Degryse, P. D. (2012). The Impact of firm and Industry characteristics on small firms capital structure. 38, 431-447.