IOSR-JBM   Volume-19 ~ Issue-10 ~ October-2017

Abstract: Dealing with increasing level of workforce diversity that is within modern employee management of diversity has been progressively a matter of interest to many organization's management programs that are adopted steadily. The purpose of the study was to assess the effects of age diversity on team performance The study was guided by social identity theory and symbolic interacationist theory. The study adopted a descriptive survey research design. The research targeted 373 respondents comprising of top managers, middle level managers and other employees from Moi teaching and referral hospital Eldoret. For the purpose of getting a representative sample, the researcher used a purposive sampling method to sample top and middle level managers and simple random technique to sample other employees. Questionnaires were used as data collection instruments. A Cronbach's alpha........

Keywords: Workforce Diversity, Team Performance and Age Diversity.

[1] Barker S, Hartel(2004). Intercultural service encounter: An exploratory study of customer experiences, Cross-cultural Management: An Int. J. (1)
[2] Cohen, G., Salomon, I., &Nijkamp, P. workforce diversity and employee management (Vol. 26). Diversity Policy
[3] Dahm, (2003) The Development of a Needs Analysis Instrument for Cultural Diversity Training: Microform byPro Quest Information and Learning Company.
[4] DeVeale, C, &Manea, L. (2007, December), Companies embrace power of diversity. Canadian HR Reporter, 20(22), 14-15.
[5] Ely, R. J., & Thomas, D. A. (2001) Cultural diversity at work: The effects of diversity perspectives on work group processes and outcomes 46,273.

Abstract: Astelecom firms turn to unsolicited text messages(UTM) to capture new markets and increase profits, the emphasis on UTM means more opportunities for telecom firms to disseminate information at the most reduced cost and to target consumers on one-to-one basis.This paper investigates the consumers' attitude towards unsolicited text messages (SMS Spamming). The research is based on a wide and broad literature review of the latesttrends in the Nigeriatelecom industry. The study evaluates the effect of three components of attitude (cognitive, affective and conative) on the consumers' preferences and loyalty to telephone services. To achieve the spelt objectives, the study utilizessurvey design; anddata was collected though a self-administered questionnaire from a number of 302 respondents who were subscribers of four major telecom operators (MTN, GLO, AIRTEL and ETISALAT) in Portharcourt Metropolis, Rivers State Nigeria. Statistical technique software SPSS was employed to aid the data analysis. Having analyzed.........

Keywords: Unsolicited Text Messages (UTM), Customers Preferences, Cognitive Attitude, Buying Loyalty

[1] Aaker, D. A., Kumar, V. & Day, G. S. (1998). Marketing Research, 6ed. New York: John Wiley & Sons
[2] Adediran, Y. A. (2003). Two Years of GSM Services in Nigeria: Issues and Challenges. A Paper presented at the Quarterly Lecture Series of the Nigerian Society of Engineers, Minna Branch (September, 18th)
[3] Al-alak, B. A. M. &Alnawas, I. A. M. (2010). Mobile Marketing: Examining the Impact of Trust, Privacy Concern and Consumers' Attitudes on Intention to Purchase. International Journal of Business and Management, 5(3), 28 – 41
[4] ALhrezat, R. S. (2013). Factors Affecting Consumer's Attitudes Toward Mobile Marketing. European Journal of Business and Management, 5(8), 125-135.
[5] Arnould, E. J., Price, L. &Zinkhan, G. (2002). Consumers. New York: McGraw Hill Higher Education.

Abstract: In response to the rising youth unemployment, the Government of Kenya launched the Youth Enterprise Development Fund (YEDF) in 2006. The main role was to provide flexible financing and low interest loans to the youth enterprises which would in turn provide direct and indirect employment to the youth. The fund has so far provided financial and non-financial assistance to many youth groups in the country. The main focus of this research is to evaluate the role of the fund's start up loan services on employment in Kerugoya Ward, Kirinyaga County. Despite the existence of the fund for almost 10 years, the rate of unemployment among the youth is still high in Kenya..........

Keywords: Startup loans, employment, YEDF, youth, Kenya.

[1] 14.Njonjo K. Rugo, M Muigei, N.C. (2009) Youth, situation review and Investment in Kenya. Report presented to United Nations International Children‟s Fund and Institute of Economic Affairs Kenya, Nairobi, Kenya.
[2] Elder, S. and Sparreboom, T. (2013). Global Employment Trends for Youth 2013: A generation at risk, available at www.ilo.org/reports/employment/youth
[3] Million, S., Nyikal, R., &Wangia, S. (2012). Factors affecting loan repayment performance. Developing Countries Studies.
[4] 23. Kashuliza, A. (1993). Loan repayment and its determinants in small holder agriculture journal: A case study in the southern highland of Tanzania. East Africa Economic Review, 9(1), 213–238.

Abstract: This research aims to analyze the influence of economic growth, percentage of poor population, government expenditure of education, health expenditure of government, and income distribution inequality affecting human development index (HDI) in North Sumatera Province. This research uses panel data analysis model through fixed effect model approach. Sources of data used in the form of secondary data obtained from the publication data of the Central Statistics Indonesia (BPS) and data Ministry of Finance with the period 2009-2013, with data between 33 districts/cities. The results of this study indicate that of the five variables suspected to affect HDI in the Province of North Sumatra, assuming ceteris paribus condition that: Economic growth has a significant positive effect.........

Keywords: HDI, Economic Growth, IW, Education Fund, Health Fund and Percentage of the poor, Fixed Effects Model, North Sumatera Province

[1] Andaiyani, 2012. Pengaruh Indeks Pembagunan Manusia, Pertumbuhan Ekonomi, dan Belanja Operasional Tehadap Terhadap Jumlah Alokasi Belanja Modal pada Pemerintah Kabupaten/Kota di Provinsi Kalimantan Barat. Tesis Kalimantan Barat: Sekolah Pasca Sarjana Ilmu Ekonomi Fakultas Ilmu Ekonomi Tanjung Pura.
[2] Azizah, 2013. Pengaruh Indeks Pembangunan Manusia, PDRB Perkapita dan Tingkat Pengangguran terhadap Jumlah Penduduk Miskin di Provinsi Jambi . Jurnal Ilmiah Vol.13 No.1. Jambi: Universitas Batanghari Jambi.
[3] Basri,A.F.M,& Rivai V. 2005. Performance Appraisal Jakarta PT Raja Grafindo Persada.
[4] Boediono, 1999. Teori Pertumbuhan Ekonomi, BPFE UGM Yogyakarta
[5] BPS-Statistic Indonesia, UNDP, BAPPENAS, 2004. National Human Development Report 2004. The Economics of Democracy: Financing Human Development in Indonesia.

Abstract: Behavioural finance has identified many causes of irrational behaviour by the investors in share market. These causes have been grouped as heuristics and biases. Herd behaviour is also one among such investment biases. There are many factors which affect herding among the share investors. From the review of literatures a list of such factors are prepared and opinions of the investors are taken with the help of a structured questionnaire. Based on the opinions an attempt has been made in the present study to identify those factors which contributes highly to the herd behaviour manifestation. Effect of age variation on herding in share market has also been analysed in the study.

Keywords: Behavioural Finance, Herd Behaviour, Share Market.

[1] Kameda,T., Inukai,K., Wisdom,T., & Toyokawa,W. (2014). The Concept of Herd Behaviour: Its Psychological and Neural Underpinnings, in Contract Governance: Dimensions in Law and Interdisciplinary Research, Oxford University Press, America.
[2] Bikhchandani, S. & Sharma, S., (2000). Herd Behavior in Financial Markets: A Review. IMF Staff Papers, 48, available at https://www.imf.org/external/pubs/ft/wp/2000/wp0048.pdf, accessed on 12 Feb 2016
[3] Le.U.M. and Truong. H. N. (2014). An Exploratory Study of Herd Behaviour in Vietnamese Stock Market: A New Method, Asian Journal of Finance & Accounting, Vol. 6, No. 1.
[4] Bhaduri,S.& Mahapatra,S.(2012). Applying an alternative test of herding behavior:a case study of the Indian stock market, MPRA Paper No. 38014, available at https://mpra.ub.uni muenchen.de/38014/1/MPRA_paper_38014.pdf, accessed on 3rd June 2015.
[5] Brunnermeier, M.K. (2001). Asset pricing under asymmetric information: Bubbles, crashes, technical analysis, and herding. Oxford University Press on Demand.

Abstract: The macro-level models of analysis of diversification mainly focus on the price of crop as major determinant of changing land allocation. However price alone may not be the factor in decision making. At farm level there is difference in endowments, infrastructure development and access to markets, food security concerns and several other economic and non-economic factors that play a role in changing land allocation decision by farmers. So it becomes important to analyze the changing land allocation decisions at micro/farm level. In this context primary survey was undertaken to understand the dynamics of process of diversification at micro level and analyze the various factors that provide stimulus to the process of diversification and the role of various economic and non-economic factors in the decision making process of farmers in changing allocation of land from low value crops to high value horticulture crops.

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Abstract: The study aims to investigate the sustainability aspect in procurement as well as the relationship of suppliers and buyers in the context of Greek and UK, taking into account the involvement of risk factors in food supply chain. The research represents the viewpoints of authors based on three case studies and literature reviews. Three features of Greek-UK food supply chain have been identified: sustainability in procurement, collaboration with suppliers where power imbalance is observed and involvement of risk factor related to policy adopted by bank in Greece which is difficult to mitigate. The research findings in this report emphasises on the perspective of Sustainable Supply Chain Management issues in the context of three major supermarkets in UK.

Keywords: Supply chain management, strategic procurement, supplier relationship management, sustainability, risk, Greek agriculture, UK grocery business.

[1] Passaris, C. E. (2006). The business of globalization and the globalization of business. Journal of Comparative International Management, 9(1), 3-18. Retrieved fromhttps://journals.lib.Unb.ca/index.php/JCIM/article/view/5666/10661. [Accessed on 22 October, 2015].
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Abstract: This paper examinesthe influence of educational leaders on adoption and acceptance of Information Technology in administration of higher education institutions. This study was conducted in different higher education institutions based in city of Lucknow, Uttar Pradesh, India. Forty questionnaires were administered and collected, containing 10 questions. By using this study, we will be able to understand different types of owners and promoters of higher education institutions. It will also help in analyzing how these different management structures in higher education institutions is affecting the level of adoption information technology systems.

Keywords: Leadership, Influence, Adoption; Administration, HEIs

[1] Then K.A. &Amaria P (),Factors related to the adoption of IT emerging technologies by research and non-research based higher education institutions, Research in Higher Education Journal
[2] Oblinger, D. G. (2008). The second decade and beyond. EDUCAUSE Review: Why IT Matters to Higher Education
[3] Tanner, R. (2011). The myth of the tech-savvy student. Online Learning: The Chronicle of Higher Education
[4] Eynon, R. (2008,). The use of the World Wide Web in learning and teaching in higher education: Reality and rhetoric. Innovations in Education and Teaching International,
[5] Heise, D. L. (2006). Data warehousing and decision making in higher education in the United States. (UMI No. 3209766).

Abstract: The study examined the influence of credit controls on sustainable financial prudence in public universities in Kenya. The financial management model and the classic microeconomic theory guided the study. The study adopted descriptive survey research design. The study was conducted across six selected chartered public universities in Kenya where a total of 289 accounts, finance, and management staff working with the foregoing institutions comprised the study population. A sample of 127 respondents was obtained from the study population using stratified random sampling method. The study employed a structured questionnaires to collect data. The research questionnaire was pilot tested in order to determine its reliability and validity before it was used to collect data for the main study. The data collected were analyzed by the aid of the Statistical Package for Social Sciences Version 24 software. Data.........

Keywords: Classic microeconomic theory, credit controls, financial management model, financial prudence, public universities, sustainable financial prudence,

[1] Prabhakara, K.V., & Begum, M. (2013). Financial prudence among SHGs in Karnataka: An empirical study of Mysore and Dakshina Kannada Districts. Mysore, India: Mahajana First Grade College.
[2] Pillai, R., Carlo, R., &D'souza, R. (2010). Financial prudence among youth. Munich Personal RePEcArchive, 22.
[3] Mestry, R. (2004). The Functions of School Governing Bodies in Managing School Finances; South African Journal of Education, 4, 126 – 132.
[4] Clark, G.L., Feiner, A., &Viehs, M. (2004). From the Stockholder to the Stakeholder. How Sustainability Can Drive Financial Outperformance. Oxford: University ofOxford, Arabesque Partners.
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Abstract: Financial risk is inherent in every financial institution, but those institutions that embed the right financial risk management strategies into business planning and financial performance management are more likely to achieve their strategic and operational objectives. This study sought to fill the existing research gap by answering the research question. The specific objectives of the study were to determine the influence of credit risk management practice, to assess the influence of liquidity risk management practice, to examine the effect of market risk management practice, and to determine the influence of foreign exchange risk management practice on the growth of financial institutions in Garowe Puntland..........

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Abstract: In the first decade of the 21st century, advanced imaging techniques for neuroscience research began to be applied. The fMRI or Functional Magnetic Resonance Imaging is one of the most important and most used technique for emotions researchbecause it makes easy to observe the oxygenated areas of the brain when performing different tasks. The fMRI consists in obtaining detailed images of the internal organs and tissues, using radiofrequency waves and a very powerful magnet. It measures the metabolic changes that occur in a part of the brain tissue in activity, being useful not only for the study of the cerebral anatomy but also can help to determine exactly which area of the brain is performing each function.

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Abstract: The purpose of this study was to analyze the effect of competence, information systems management and organizational culture on job satisfaction, organizational commitment and performance of teachers, to analyze the impact of job satisfaction on the performance of teachers, to analyze the effect of organizational commitment on teacher performance, to analyze the effect of competence through job satisfaction on teacher performance, to analyze the effect of information management system through job satisfaction and organizational commitment on teacher performance, and to analyze the effect of organizational culture through the organization's commitment on teacher performance. The research was conducted on 10 private junior high school and 10 public junior high school namely SMP in Makassar City with a population of 909 teacher and a sample set with Slovin formula as many as 278...........

Keywords: Competence, information management, culture, satisfaction, commitment, teacher performance

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