IOSR-JEF   Volume-16 ~ Issue-4 ~ Jul. – Aug. 2025

.......

[1] Alalwan, A. A., Dwivedi, Y. K., & Rana, N. P. (2017). Factors Influencing Adoption Of Mobile Banking By Jordanian Bank Customers: Extending UTAUT2 With Trust. International Journal Of Information Management, 37(3), 99–110.
[2] Leong, L. Y., Hew, T. S., Tan, G. W. H., & Ooi, K. B. (2013). Predicting The Determinants Of The NFC-Enabled Mobile Credit Card Acceptance: A Neural Networks Approach. Expert Systems With Applications, 40(14), 5604–5620.
[3] Upadhyay, P., & Jahanyan, S. (2016). Analyzing User Perspective On The Factors Affecting The Use Intention Of Mobile-Based Transfer Payment. Internet Research, 26(1), 38–56.
[4] Punwatkar, S., & Verghese, M. (2018). Adaptation Of E-Wallet Payment: An Empirical Study On Consumers’ Adoption Behavior In Central India. International Journal Of Advanced In Management, Technology And Engineering Sciences, 8(3), 1147–1156.
[5] Hossain, A., Quaresma, R., & Rahman, H. (2019). Investigating Factors Influencing The Physicians’ Adoption Of Electronic Health Record (EHR) In The Healthcare System Of Bangladesh: An Empirical Study. International Journal Of Information Management, 44, 76–87.

[1] Adigwe, P.K., Echekoba, F.N. & Justus, C.O. (2015). Monetary Policy And Economic Growth In Nigeria: A Critical Evaluation. Journal Of Business And Management. 17(2), 110-119.
[2] Amadei, S.N., Ewubare, D.B. & Georgewill, J.A. (2025). Effects Of Monetary Policy On Economic Growth In Nigeria: An Empirical Analysis. Journal Of Business And African Economy. 11(4), 98-114.
[3] Amaegberi, M. & Wisdom, S.K. (2025). Monetary Policy Variables And The Performance Of The Nigerian Economy. International Journal Of Advanced Studies In Economics And Public Sector Management. 13(1), 195-212.
[4] Amechi, E.I., Osabohien, R., Okoh, G.O. & Ibidapo, D.T. (2020). Monetary Policy Transmission Mechanism, Innovative Banking System And Economic Growth Dynamics In Nigeria. International Journal Of Business Innovation And Research. 21(1), 1-22.
[5] Amassoma, O., Ditimi, N., Nwosa, P. And Olaiya, S. (2011) An Appraisal Of Monetary Policy And Its Effect On Macro Economic Stabilization In Nigeria. Journal Trends In Economics And Management Science. 2(1), 233-237.

[1] Abdullahi, A., & Mbugua, J. (2021). Effects Of Private Equity Strategies On Profitability Of Kenyan Firms Funded Between 2010 And 2020. Journal Of Finance And Investment Analysis, 10(2), 45–60.
[2] Ashhari, Z. M. (2012). Trade-Off Theory: An Overview. International Journal Of Business And Management Studies, 4(1), 55–63.
[3] Baah-Peprah, P., & Serwaah, J. (2020). The Influence Of Private Equity Ownership On Organizational Performance In Emerging Markets. African Journal Of Economic And Management Studies, 11(3), 367–382. Https://Doi.Org/10.1108/AJEMS-07-2019-0305
[4] Bagehot, W. (1973). Lombard Street: A Description Of The Money Market. Homewood, IL: Richard D. Irwin.
[5] Banda, C., & Chikuta, T. (2022). Private Equity Investments And Firm Value In Southern Africa. African Development Review, 34(1), 89–102. Https://Doi.Org/10.1111/1467-8268.12536.

[1] Aydoğan, B., Uğur, Ö., & Aksoy, Ü. (2023). Optimal Limit Order Book Trading Strategies With Stochastic Volatility In The Underlying Asset. Computational Economic, 62, 289–324. Https://Doi.Org/10.1007/S10614-022-10272-4
[2] Cartea, Á., & Jaimungal, S. (2015). Optimal Execution With Limit And Market Orders. Quantitative Finance, 15(8), 1279-1291. Https://Doi.Org/10.1080/14697688.2015.1032543
[3] Cartea, Á., Jaimungal, S., & Ricci, J. (2018). Algorithmic Trading, Stochastic Control, And Mutually Exciting Processes. Society For Industrial And Applied Mathematics (SIAM), 60(3), 673-703. Https://Doi.Org/10.1137/18M1176968
[4] Cartea, Á., Jaimungal, S., & Penalva, J. (2015). Algoritmic And High Frequency Trading (Pp. 246-253, 262-266, 306-313). Cambridge University Press.
[5] Openai. (2024). Chatgpt (Version 4) [Large Language Model]. Openai. Https://Openai.Com/Chatgpt

[1] Armistead, C. G., And Mapes, J. (1993). The Impact Of Supply Chain Integration On Operating Performance, Logistics Information Management,6, 9-14.
[2] Ramswamy, R., & Kumar,N.V.R.J. (2010). Socio-Cultural Profile Of Tribal Entrepreneurs In Handloom Cluster: A Case Study Of Thenzawl. Small Enterprises Development, Management & Extension Journal, 37(3), 73-85.
[3] Akoijam,S. (2012). Handloom Cluster Development Program: A Case Study. Prabandhan Indian Journal Of Management, 5(8), 37-45.
[4] Apparao,T., & Rao,V. (2012). Livelihood Insecurity And Coping Strategies Of Handloom Weavers: A Comparative Study, Studies Of Tribes And Tribals,10(1),65-72.
[5] Anand, N., & Grover, N.(2015). Measuring Retail Supply Chain Performance, Benchmarking. An International Journal, 22(1),135 - 166..

[1] Armistead, C. G., And Mapes, J. (1993). The Impact Of Supply Chain Integration On Operating Performance, Logistics Information Management,6, 9-14.
[2] Ramswamy, R., & Kumar,N.V.R.J. (2010). Socio-Cultural Profile Of Tribal Entrepreneurs In Handloom Cluster: A Case Study Of Thenzawl. Small Enterprises Development, Management & Extension Journal, 37(3), 73-85.
[3] Akoijam,S. (2012). Handloom Cluster Development Program: A Case Study. Prabandhan Indian Journal Of Management, 5(8), 37-45.
[4] Apparao,T., & Rao,V. (2012). Livelihood Insecurity And Coping Strategies Of Handloom Weavers: A Comparative Study, Studies Of Tribes And Tribals,10(1),65-72.
[5] Anand, N., & Grover, N.(2015). Measuring Retail Supply Chain Performance, Benchmarking. An International Journal, 22(1),135 - 166..

[1]. Al Lawati, H., & Sanad, Z. (2023). Ownership Concentration and Financial report Actions. Administrative Sciences, 13(9), 206. https://doi.org/10.3390/admsci13090206
[2]. Al-Abdallat, Abdel Fattah Zuhair Abdel Fattah (Artificial Intelligence Applications and Their Impact on Achieving Competitive Advantage: A Study of Jordanian Banks), Mu'tah Journal of Research and Studies, Humanities and Social Sciences Series, Volume Thirty-Five, Issue Five, 2020.[3]. Al-Ghurair, A. (2018) Artificial Intelligence Needed in the Banking Sector, 25-1-2018, available at: http://www.alkhaleej.ae/home/print/f86dd8f8-3c04-44d2-82b8- 89d5a3a5e0c2/631a8a61-c038-458a-910b-a851d8bae9f9
[4]. Al-Karaawi, Muhammad Salman Dawood (Fair Value Measurement to Improve Financial Reporting Transparency and Its Impact on Supporting Investment Decisions), Master's Thesis in Accounting Sciences, University of Karbala, College of Administration and Economics, 2019.
[5]. Appelbaum, D., Kogan, A., & Vasarhelyi, M. A. (2017). Big Data and Analytics in the Modern Financial report Engagement: Research Needs. AUDITING: A Journal of Practice & Theory, 36(4), 1–27. https://doi.org/10.2308/ajpt-51684

[1] Abu-Shakra, E. (2024, December 10). Investors Shun Long-Term ESG Rewards In Quest For Short-Term Gains. Ey.Com; EY. Https://Www.Ey.Com/En_Jo/Newsroom/2024/12/Investors-Shun-Long-Term-Esg-Rewards-In-Quest-For-Short-Term-Gains?Utm_Source=Chatgpt.Com
[2] Alam, S. M. S., & Islam, K. M. Z. (2021). Examining The Role Of Environmental Corporate Social Responsibility In Building Green Corporate Image And Green Competitive Advantage. International Journal Of Corporate Social Responsibility, 6(1). Springeropen. Https://Jcsr.Springeropen.Com/Articles/10.1186/S40991-021-00062-W
[3] Alshehhi, A., Nobanee, H., & Khare, N. (2018). The Impact Of Sustainability Practices On Corporate Financial Performance: Literature Trends And Future Research Potential. Sustainability, 10(2), 494. Mdpi. Https://Doi.Org/10.3390/Su10020494
[4] Barros, L. A. B. C., Bergmann, D. R., Castro, F. H., & Silveira, A. D. M. Da. (2020). Endogeneity In Panel Data Regressions: Methodological Guidance For Corporate Finance Researchers. Revista Brasileira De Gestão De Negócios, 22(SPE), 437–461. Https://Doi.Org/10.7819/Rbgn.V22i0.4059
[5] Berk, J. B., Demarzo, P. M., & Harford, J. V. T. (2019). Fundamentals Of Corporate Finance. Harlow Pearson.

[1] Prakash, A., Kumar, K., & Srivastava, A. (2018). Consolidation In The Indian Banking Sector: Evaluation Of Sustainable Development Readiness Of The Public Sector Banks In India. International Journal Of Sustainable Strategic Management, 6(1), 3-16.
[2] Kumar, K., & Prakash, A. (2019). Developing A Framework For Assessing Sustainable Banking Performance Of The Indian Banking Sector. Social Responsibility Journal, 15(5), 689-709.
[3] Nosratabadi, S., Pinter, G., Mosavi, A., & Semperger, S. (2020). Sustainable Banking; Evaluation Of The European Business Models. Sustainability, 12(6), 2314.
Other Sources:
[4] Www.Google.Com
[5] Www.Goolescholar.

[1] Freire-Garabal Y Núnez , M. (2024). The Indian Aviation Industry: Soaring To New Heights. [Online] Times Of India Blog. Available At: Https://Timesofindia.Indiatimes.Com/Blogs/Disruption-In-Higher-Education/The-Indian-Aviation-Industry-Soaring-To-New-Heights/.
[2] Hayes, A. (2024). Game Theory: A Comprehensive Guide. [Online] Investopedia. Available At: Https://Www.Investopedia.Com/Terms/G/Gametheory.Asp.
[3] IBEF (2025). Indian Aviation Industry, Aviation Sector In India, About, Analysis. [Online] Www.Ibef.Org. Available At: Https://Www.Ibef.Org/Industry/Indian-Aviation.
[4] Menon, R. (2024). Analysing The Rising Gap In Incomes. [Online] The Hindu. Available At: Https://Www.Thehindu.Com/News/National/Analysing-The-Rising-Gap-In-Incomes/Article67770234.Ece.
[5] Raghunathan, V. (2024). This Growing Chasm Is A Danger To Democracy. [Online] Deccan Herald. Available At: Https://Www.Deccanherald.Com/Opinion/This-Growing-Chasm-Is-A-Danger-To-Democracy-2-3131675

[1] Agong, S., Mwangi, M., Kahuthia-Gathu, R., & Waceke, W. (2021). Potato Production Practices And Late Blight Management In Nyandarua County, Kenya. Journal Of Agricultural, Food And Environmental Sciences, JAFES, 75(2), 28-36.
[2] Balana, B., Mekonnen, D., Haile, B., Hagos, F., Yimam, S., & Ringler, C. (2022). Demand And Supply Constraints Of Credit In Smallholder Farming: Evidence From Ethiopia And Tanzania. World Development, 159.
[3] Batool, S. A., & Zulfiqar, S. (2013). Domestic Debt: Boon Or Curse? A Case Of Pakistan. International Journal Of Trade And Global Markets, 6(4), 374-383.
[4] Battese, G. E., & Tessema, G. A. (1993). Estimation Of Stochastic Frontier Production Functions With Time‐Varying Parameters And Technical Efficiencies Using Panel Data From Indian Villages. Agricultural Economics, 9(4), 313-333.
[5] CASA. (2022). The State Of Agri-SME Sector -Bridging The Finance Gap. London: Commercial Agriculture For Smallholders And Agribusiness -World Bank.